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Conventional

Mortgage up to 30 year term

An excellent way to lock into a low interest rate for the life of your loan! Fixed rate mortgage terms in multiple repayment terms to fit your needs. The interest rate and monthly payment remain the same for the entire term of the loan. This option works well for people who like total payment stability. We also have...

  • No Closing Cost Mortgage
  • Construction Mortgages
  • SONYMA - First Time Home Buyer Program
  • USDA Rural Development Guaranteed Programs

If you are not sure which loan is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

For individuals interested in applying online today for a mortgage, please click the link below to be taken to our online mortgage center.

Online Mortgage Center

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