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When it comes to buying your home, there are many financing options available to you today but few financial institutions can offer the wide variety of choices that Lake Shore Savings Bank offers. Lake Shore Savings Bank has quick underwriting, fast approval, and low rates.

  • Conventional Fixed Rate Mortgage
  • Adjustable Rate Mortgage

If you are not sure which loan is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

For individuals interested in applying online today for a mortgage or home equity loan, please click the link below to be taken to our online mortgage center.

Online Mortgage Center


Join us for a complimentary Home Buyer Seminar!

Wednesday, April 19th from 6:00-7:00pm

Lake Shore Savings Bank 30 E. Main Street | Fredonia, NY  14063

Our team of professionals will provide valuable information to help you learn more about the home buying process. 
Presentations covered will include:  

  • Understanding Credit Scores
  • Pre-Qualifying for a Mortgage
  • Applying for a Mortgage
  • Down Payment Requirements | Closing Costs
  • Home Inspections vs. Appraisals
  • Available Mortgage Products & Programs

This workshop is a great opportunity for anyone who is, or who may be, going through the home buying process.      Light refreshments will be served.

Space is limited, so please RSVP by Thursday, April 13th to  Kelly Brown at Lake Shore Savings Bank, 366-4070, ext 1243 or kelly.brown@lakeshoresavings.com.

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