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Acquiring your branch information

Acquiring your branch information

Savings Rates

Certificate of Deposit (CD) Rates

For the latest rates on CDs, please visit or call your local Lake Shore Savings branch, rates subject to change without notice. 

Minimum to open account is $500, Balance to earn minimum APY is $500. 

3 Month Term,  APY 0.100%,  Interest Rate 0.100%

6 Month Term,  APY 0.150%,  Interest Rate 0.150%

1 Year  Term,  APY 0.350%,  Interest Rate 0.350%

15 Month Term,  APY 0.350%,  Interest Rate 0.350%

18 Month Term, APY 0.400%, Interest Rate 0.400%

30 Month Term, APY 0.550%, Interest Rate 0.550%

2 year Term,  APY 0.500%,  Interest Rate 0.500%

3 Year Term,  APY 0.750%,  Interest Rate 0.750%

4 Year Term,  APY 1.300%,  Interest Rate 1.290%

5 Year Term, APY 1.550%,  Interest Rate 1.540%

LS PREMIUM Money Market Savings Account

Minimum to open account is $10,000 of funds not currently on depost with LSSB

Enjoy a premium interest rate for qualifying balances with no maximum balance limit

Earn 0.30% APY* on balances up to $250,000 | Earn 1.25% APY* on balances of $250,001-$500,000 | Earn 1.50% APY* on balances of $500,001 and over

*The Annual Percentage Yield (APY) is accurate as of 11/1/2017.   The minimum balance to open the account is $10,000 of funds not currently on deposit with Lake Shore Savings Bank, and you must maintain a $10,000 daily balance to avoid a $10.00 monthly service charge fee.  No limit on balance size to earn interest.  Fees and withdrawals will reduce earnings.  Rates are variable and subject to change without notice. See your account disclosures for additional information about your account. Current rate information can be obtained by calling any of our offices.

 

LS ULTIMATE Money Market Savings Account

Minimum to open account is $10,000 of funds not currently on depost with LSSB

Earn 1.00% APY* on savings balances with no maximum balance limit

*The Annual Percentage Yield (APY) is accurate as of 8/1/2017.  You must have a qualified checking account (LS ULTIMATE or LS PLUS Checking) to be eligible to open an LS ULTIMATE Money Market Savings Account.  The minimum balance to open the account is $10,000 of funds not currently on deposit with Lake Shore Savings Bank, and you must maintain a $10,000 daily balance to avoid a $10.00 monthly service charge fee.  No limit on balance size to earn interest.  Fees and withdrawals will reduce earnings.  Rates are variable and subject to change without notice. See your account disclosures for additional information about your account. Current rate information can be obtained by calling any of our offices.

Health Savings Account Rates

Minimum to open account is $10

APY 1.000%, Interest Rate 1.000%, Minimum Balance to Earn APY $25,000 and up

APY 0.750%, Interest Rate 0.750%, Minimum Balance to Earn APY $5,000 up to $24,999

APY 0.350%, Interest Rate 0.350%, Minimum Balance to Earn APY $2,500 up to $4,999

APY 0.100%, Interest Rate 0.100%, Minimum Balance to Earn APY $up to $2,500

All APYs and Rates are accurate as of July 7, 2017 and are subject to change without notice. Any Annual Percentage Yield (APY) provided in this disclosure assumes interest will remain on deposit until maturity, for accounts with terms, or for at least one year, for accounts with no terms. Fees and withdrawals will reduce earnings. Early withdrawal penalties may apply for CDs. Fixed rates for accounts with no specific maturities are in effect for 30 days from the effective date disclosed above. Fixed rates for accounts with specific maturities are in effect until maturity. Rates for variable rate accounts are in effect through the effective period disclosed above. See your account disclosures for additional information about your account. Current rate information can be obtained by calling any of our offices.

Current Rates
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