Certificate of Deposit (CD) Rates
For the latest rates on CDs, please visit or call your local Lake Shore Savings branch, rates subject to change without notice.
Minimum to open account is $500, Balance to earn minimum APY is $500.
3 Month Term, APY 0.100%, Interest Rate 0.100%
6 Month Term, APY 0.150%, Interest Rate 0.150%
1 Year Term, APY 0.350%, Interest Rate 0.350%
15 Month Term, APY 0.350%, Interest Rate 0.350%
18 Month Term, APY 0.400%, Interest Rate 0.400%
30 Month Term, APY 0.550%, Interest Rate 0.550%
2 year Term, APY 0.500%, Interest Rate 0.500%
3 Year Term, APY 0.750%, Interest Rate 0.750%
4 Year Term, APY 1.300%, Interest Rate 1.290%
5 Year Term, APY 1.550%, Interest Rate 1.540%
Health Savings Account Rates
Minimum to open account is $10
APY 1.000%, Interest Rate 1.000%, Minimum Balance to Earn APY $25,000 and up
APY 0.750%, Interest Rate 0.750%, Minimum Balance to Earn APY $5,000 up to $24,999
APY 0.350%, Interest Rate 0.350%, Minimum Balance to Earn APY $2,500 up to $4,999
APY 0.100%, Interest Rate 0.100%, Minimum Balance to Earn APY $up to $2,500
All APYs and Rates are accurate as of July 7, 2017 and are subject to change without notice. Any Annual Percentage Yield (APY) provided in this disclosure assumes interest will remain on deposit until maturity, for accounts with terms, or for at least one year, for accounts with no terms. Fees and withdrawals will reduce earnings. Early withdrawal penalties may apply for CDs. Fixed rates for accounts with no specific maturities are in effect for 30 days from the effective date disclosed above. Fixed rates for accounts with specific maturities are in effect until maturity. Rates for variable rate accounts are in effect through the effective period disclosed above. See your account disclosures for additional information about your account. Current rate information can be obtained by calling any of our offices.