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Term Rates

Please contact us at (800) 336-6116 for current rates and conditions. 

Line of Credit Payment is based on average principal balance plus interest each month. Minimum principal payment is $100.00. Bank pays closing costs for loans of $7,500-$200,000. Customer must reimburse bank for closing costs paid on their behalf if loan is closed and discharged prior to three years from inception. If loan amount is under $7,500 or over $200,000 closing cost must be paid by customer.

Maximum loan amounts are based on equity in home. Loans can be approved up to 85% of appraised value less outstanding liens if first lien is held by Lake Shore Savings or there is no mortgage on property. Loans may be approved up to 80% of appraised value less outstanding liens if the first mortgage is held elsewhere.

 

Current Rates
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