[ Skip to Content ]

You are leaving Lake Shore Savings!

Thank you for visiting!!

Cancel or wait and you will go to the site shortly.

Line of Credit Rates

Please contact us at (800)336-6116 for current rates. 

Line of Credit Payment is based on average principal balance plus interest each month. Minimum principal payment is $100.00. Bank pays closing costs for loans of $7,500-$200,000. Customer must reimburse bank for closing costs paid on their behalf if loan is closed and discharged prior to three years from inception. If loan amount is under $7,500 or over $200,000 closing cost must be paid by customer.

Maximum loan amounts are based on equity in home. Loans can be approved up to 85% of appraised value less outstanding liens if first lien is held by Lake Shore Savings or there is no mortgage on property. Loans may be approved up to 80% of appraised value less outstanding liens if the first mortgage is held elsewhere.
Please call the nearest location for information on floor rates, ceiling rate and additional information.



Current Rates
insight advisor