Reward yourself with convenient banking.

At Lake Shore Savings Bank, we believe you should be able to bank where you want, when you want. That’s why all of our checking accounts come with convenient online and mobile banking tools that give you access to your accounts 24/7.

You can check balances, pay bills, send or receive money, deposit checks, receive instant account activity alerts, and so much more – all right at your fingertips. Banking on your own terms has never been easier or more rewarding.

For a limited time, when you open a new LS PLUS or LS ULTIMATE checking account and sign up for our free online and mobile banking services, we’ll deposit $100 into your account!

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Get a side-by-side look and compare our three checking accounts here.


* To receive the $100 bonus, you must open an LS Plus or LS Ultimate checking account with debit card by 11/30/2019, establish a direct deposit into the account within 60-days from the day the account was opened and enroll in each of the following free account services: Online Banking with electronic account statement, Mobiliti mobile banking service and Notifi alerts service. Your direct deposit must be a new, recurring electronic deposit of your paycheck, pension, or government benefit (such as Social Security) from your employer or the government. Bonus will be credited to the account within 60 days of activating a direct deposit, as long as the account is in good standing. Bonus is limited to one account per customer regardless of the number of accounts opened, titling of the account, and number of direct deposit arrangements established. Limited-time offer and may change at any time. Bonus is not available to customers who have already received a bonus in connection with any prior promotions in the last 12-months. The bonus is reportable for tax purposes. Mobiliti and Notifi require internet and/or data access through a mobile device or computer. We are not responsible for issues that might impact availability or functionality. Text and data charges may apply. The Annual Percentage Yield (APY) for Lake Shore Savings’ LS Ultimate Checking Account, effective as of September 1, 2019, is 0.05% for all balances. Interest rates are variable and subject to change. Additionally, Other fees and charges may apply. Fees may reduce earnings on the account. Early account closure fee applies to accounts closed within first six months. See bank representative for details.