Free Student Account
At Lake Shore Savings a Free Student Account means...
FREE Interest-Earning Checking!

FREE Checks* and Unlimited Check Writing!

FREE Navigator Card, Our No-Annual-Fee ATM/Debit Card!**

FREE Travelers Checks!

FREE Direct Deposit!

FREE Online Banking with S.A.M.!

NO Monthly Service or Maintenance Fee!

NO Minimum Monthly Requirement!
Lake Shore Savings also offers optional Overdraft Protection to keep your account out of the red with savings account transfers or with a line of credit. After all, we're not all math majors...
You can apply for a no-annual-fee Visa credit card*** at Lake Shore Savings too!
With your Free Student Account you'll have access to ATM machines on both SUNY Fredonia and Jamestown Community College campuses and many other convenient locations throughout Fredonia, Jamestown and surrounding communities.
Campus ATM Locations:
So, how do you sign up?
To open your Free Student Account, simply visit any Lake Shore Savings branch! Our friendly and knowledgeable personnel will help set up your account, initiate Direct Deposit procedures and answer any questions you may have!
*Lake Shore Savings provides your first 50 checks free when you open your Free Student Account. **Lake Shore Savings ATM cards or debit cards used at other banks or financial institutions may be subject to a service charge. No fee will be applied when used at any Lake Shore Savings branch or ATM. ***Subject to credit approval.