Free & Easy Totally Free Checking

At Lake Shore Savings, a Free & Easy Totally Free Checking account means...

NO Monthly Service or Maintenance Fee!

NO Minimum Monthly Requirement!

NO Per Check Charge!

FREE Checks* and Unlimited Check Writing!

FREE Navigator Card, Our No-Annual-Fee ATM/Debit Card!**

FREE Check Image Returns for Account Reconciliation!

FREE Direct Deposit!

FREE Online Banking with S.A.M.!

FREE Online Bill Pay!

DISCOUNTS on Installment Loans with automatic payment plan!

Plus a FREE GIFT!

Switching from your current bank checking to a Lake Shore Savings Free & Easy Checking account is positively simple!

One Simple Form
One Simple Process
...and that's all there is to it!

Make the Switch Today!

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Lake Shore Savings also offers optional Overdraft Protection to keep your account out of the red with savings account transfers or with a line of credit.

You can also receive a no-annual-fee Visa Credit Card at Lake Shore Savings!***

With your Free & Easy Totally Free Checking account, you'll have access to ATM machines in many convenient locations throughout Chautauqua and Erie counties.

To open your Free & Easy Totally Free Checking account, simply visit any Lake Shore Savings branch! Our friendly and knowledgeable personnel will help set up your account, add Overdraft Protection, initiate Direct Deposit procedures and answer any questions you may have!

*Applies to first order of 50 checks. **Lake Shore Savings ATM cards or debit cards used at other banks or financial institutions may be subject to a service charge. No fee will be applied when used at any Lake Shore Savings branch or ATM. ***Subject to credit approval.