Health Savings Accounts

At Lake Shore Savings Bank our Health Savings Accounts (HSA’s) are designed to fit your family’s needs.

Competitive interest rates

Checks or a debit card to make payments directly to your doctor or pharmacy
No monthly service charge
No minimum balance requirements
Statement each quarter

Distributions from your HSA account can be made from a debit card, cash withdrawal or check.

Click Here for Current Rates

For more information about rolling your Health Savings Account over or for additional information about our Health Savings Accounts click here to contact the nearest location.

Click Here for a location nearest you

Overdraft Protection

Lake Shore Savings also offers optional Overdraft Protection to keep your account out of the red with savings account transfers or with a line of credit. After all, we're not all math majors

Lake Shore Bancorp Inc (LSBK:NASDAQ GM) $11.60

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.

*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.