NOW Account

At Lake Shore Savings, a Smart Account (NOW Account) is one simple, worry free account.

Interest-Earning Checking!*
No Monthly Service Fee! with direct deposit
Free Checks!**
Unlimited Check Writing!
Free Direct Deposit!
Installment Loan Discounts! when utilizing automatic payment plan

If you are not sure which account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

*Requires minimum monthly balance.
**Applies to first order of 50 checks.

Navigator Card

The Navigator Card from Lake Shore Savings makes banking easy by giving you a single tool with which you can do just about anything!

Learn More

Lake Shore Bancorp Inc (LSBK:NASDAQ GM) $11.60

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.

*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.