A Simple Way to Strengthen Your Savings

Whether you’re just starting to save or looking to grow your existing savings, you’ll find the right account to fit your needs with our LS Easy Saver Plans. We make it easy to take your savings to a new level with a variety of accounts from CDs with fixed terms, to a Money Market account that allows more flexibility with your funds. Choose the term that works best for you.

LS ADVANTAGE
Money Market

Earn

2.00*

on savings balances with a qualified LS checking account***

  • No limit on balance size to earn interest
  • Access to funds when you need them
Open an Account

LS EXPRESS CD

Earn

2.50**

in 11 months with a qualified LS checking account***

  • Earn 2.25% APY** without checking
Open an Account

LS BOOST CD

Earn

3.15**

in 30 months with a qualified LS checking account***

  • Earn 2.90% APY** without checking
Open an Account

* The Annual Percentage Yield (APY) is accurate as of 11/21/2018. Must maintain a qualified LS checking account to receive Premium Interest Rate. On the last day of each monthly interest payment cycle, we will determine whether your account will receive the Regular Interest Rate or the Premium Interest Rate (both of which may change daily) during the upcoming monthly interest payment cycle. As of 11/21/2018, the Premium Interest Rate is 1.98% (2.00% APY). The regular interest rate is 0.03% (0.03% APY) when the account balance is $1-$24,999, 0.05% APY when the account balance is $25,000-$49,999, and 0.15% APY when the account balance is $50,000 or more. Minimum of $10,000 in funds not currently on deposit with Lake Shore Savings Bank is required to open account. You must maintain a $10,000 daily balance to avoid a $10.00 monthly service charge fee. No limit on balance size to earn interest. Fees and withdrawals will reduce earnings. Rates are variable. Offer subject to change without notice.

** Funds must not currently be on deposit with Lake Shore Savings Bank to be eligible to open. You must maintain a qualified LS checking account to receive Premium Interest Rate. Corresponding Interest Rate is 3.10% and 30-month term. Without a qualified LS checking account, earn 2.90% APY and 2.86% Interest Rate. The Annual Percentage Yield (APY) is accurate as of 1/1/2019. On the last day of each monthly interest payment cycle, we will determine whether your account will receive the Regular Interest Rate or the Premium Interest Rate during the upcoming monthly interest payment cycle. $500 minimum balance to open. A penalty is imposed for early withdrawal. Offer subject to change without notice.

*** Qualified LS checking account means an LS Ultimate checking account with a monthly direct deposit or an LS Plus checking account with a monthly direct deposit.