Notice of Your Financial Privacy Rights

At Lake Shore Savings, protecting the privacy and confidentiality of your personal information is important to us and our employees. You have chosen to do business with Lake Shore Savings, and we recognize our obligation to keep the information you provide to us secure and confidential. Protecting your privacy at Lake Shore Savings, along with your financial assets, is one of our most important responsibilities. We value your business and the trust you have in Lake Shore Savings.

Information That We Collect

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms

Information about your transactions with us

Information about your transactions with nonaffiliated third parties

Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

Keeping Your Information Secure

We understand the importance of protecting your nonpublic personal information. Lake Shore Savings restricts access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonaffiliated Third Parties

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

Former or Inactive Customers

If you decide to close your account(s) or become an inactive customer of Lake Shore Savings, we will follow the privacy policies and practices as described in this notice.

Maintenance of Accurate Account Information

At Lake Shore Savings, we continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe our records contain inaccurate or incomplete information about you, please notify us. We will correct any inaccurate information as quickly as possible.

At Lake Shore Savings, your privacy is important to us!

Revised 03/01