History of Lake Shore Savings

1891	Lake Shore Savings Chartered

1926	Located on current site at: 128 East Fourth Street, Dunkirk, NY

1936	Assets of $1,223,707

1948	Assets of $2,159,132

1968	Assets of $8,904,500

1977	Renovation of 128 East Fourth Street site; addition of drive through facilities

1987	Purchased property at: 85 West Main Street, Fredonia, NY Opened first branch office, December 7th Combined assets in excess of $63 million

1988	Expansion of Dunkirk location Assets at $71 million

1991	*100th Year of Service!* Assets exceed $98 million Expansion of Fredonia location

1993	Installation of ATM units at Dunkirk and Fredonia locations Assets exceed $115 million

1995	Mortgage office opens in Jamestown, NY

1996	A full service location opens at the Wegmans Plaza: 1 Green Avenue WE, Jamestown, NY Assets exceed $135 million

1997	In response to customer demand, Lake Shore Savings opens a 2nd full service location at: 115 East Fourth Street, Jamestown, NY

1998	Installation of ATM unit at the D&F Plaza located at: 1170 Central Avenue, Dunkirk, NY Opening of Westfield branch located at: 106 East Main Street, Westfield, NY Assets exceed $170 million

1999	Lake Shore Savings conquered the Y2K challenge with a smooth transition into the new century Installation of D.A.S.H. (Direct Access Secure Hotline) with 24/7 access to all customer accounts Assets exceed $183 million

2000	Assets exceed $200 million

2003	Two full service locations open in Erie County: 3111 Union Road, Orchard Park, NY and 5751 Transit Road, East Amherst, NY Accounting and Loan Department relocates to: 31 East Fourth Street in Dunkirk, NY Assets exceed $300 million