We Do Business In Accordance With Federal Fair Lending Laws

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, ethnicity, national origin, religion, age, sex, handicap, marital status or familial status (having children under the age of 18), to:

Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling

Deny any loan secured by a dwelling

Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property

If you believe you have been discriminated against, you should send a complaint for processing under the Federal Fair Housing Act to:

Assistant Secretary
Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, D.C. 20410

You should also send a complaint for processing to:

Office of Thrift Supervision
Department of the Treasury
Harborside Financial Center, Plaza 5, Suite 1600
Jersey City, New Jersey 07311

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

On the basis of race, color, ethnicity, national origin, religion, age, sex, handicap, marital status, or familial status (providing the applicant has the legal capacity to enter a binding contract)

Because income is from public assitance

Because a right was exercised under the Consumer Credit Protection Act

If you believe you have been discriminated against, you may send a complaint to:

Office of Thrift Supervision
Department of the Treasury
Harborside Financial Center, Plaza 5, Suite 1600
Jersey City, New Jersey 07311