Free & Easy

At Lake Shore Savings, a Free & Easy Totally Free Checking account means...

NO Monthly Service or Maintenance Fee!
NO Minimum Monthly Requirement!
NO Per Check Charge!
FREE Checks* and Unlimited Check Writing!
FREE Check Image Returns
FREE Direct Deposit!
DISCOUNTS on Installment Loans with automatic payment plan!

If you are not sure which account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

*First 50 checks free

Direct Deposit

Direct Deposit at Lake Shore savings is Fast, Convenient and Secure! With Direct Deposit to your checking account, you can be sure your funds will be available immediately. No more waiting for checks to clear!

Lake Shore Bancorp Inc (LSBK:NASDAQ GM) $11.52

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.

*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.