Checking

At Lake Shore Savings, we know that everyone has different needs and expectations when it comes to their finances. With this in mind, we have created several different checking account options, each with its own unique set of features, for you to choose from.

Free & Easy Checking
Smart Account (NOW Account)
Money Market Accounts
Free Student Account

If you are not sure which account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the account that best fits your financial lifestyle.

Click Here to Order Checks

Overdraft Protection

Lake Shore Savings also offers optional Overdraft Protection to keep your account out of the red with savings account transfers or with a line of credit. After all, we're not all math majors

Lake Shore Bancorp Inc (LSBK:NASDAQ GM) $11.60

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.

*Notice to Users: This computer system is the property of Lake Shore Savings. It is for authorized users only. Unauthorized or improper use of this system may result in disciplinary action and civil and criminal penalties. By continuing to use this system, you indicate your awareness and consent to these conditions of use.