Find a location

Dunkirk Branch
128 East Fourth Street
Dunkirk, New York 14048
Phone: 716-366-4070
Fax: 716-366-2965
DASH: 716-366-8550
Branch Manager: Amy Dobek

Direct Deposit

Direct Deposit at Lake Shore Savings is Fast, Convenient and Secure! With Direct Deposit to your checking account, you can be sure your funds will be available immediately. No more waiting for checks to clear!
Direct Deposit is the easy way for busy people to make deposits.

Lake Shore Savings Direct Deposit (ACH transfer*) is the safest method to make deposits to your account. No need to worry about losing a check or watching the mailbox for a check to arrive!

You can use Direct Deposit to:

  • Deposit payroll wages or social security benefits.
  • Deposit State and Federal tax refunds directly to your account.
  • Deposit funds directly into your son or daughter's Free Student Account
Parents of college students can use Direct Deposit too!
Parents can set up a plan to deposit a set amount to their son or daughter's account at regular intervals. Direct Deposit saves you the cost of individual electronic transfers and is a convenient way to ensure that your student has the money they need when they need it!

*Lake Shore Savings Direct Deposit ACH transfers comply with the provisions of the National Automated Clearing House Association ACH rules and the Regional ACH rules provided by the Electronic Payments Network.