Current Rates

Look to Lake Shore Savings for competitive rates and professional guidance to help you find the best products for your finances and savings.

Mortgage
Home Equity
Savings

If you are not sure which loan or account is right for you, or if you have questions regarding any of our account options, please call or stop in to your local Lake Shore Savings branch. We will be happy to help you determine the loan or account that best fits your financial lifestyle.

For individuals interested in applying online today for a mortgage or home equity loan, please click the link below to be taken to our online mortgage center.

Online Mortgage Center

D.A.S.H. Telephone Banking

Do your banking by phone with Lake Shore Savings' Direct Acess Secure Hotline! D.A.S.H. provides a quick and convenient way for you to access your accounts anytime, day or night.

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Lake Shore Bancorp Inc (LSBK:NASDAQ GM) $11.60

To better service our customers we can now provide surcharge free access to over 1,900 ATM locations. Please visit the Locations page under the ATM tab to find a list of current ATM's that can be used surcharge free.

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