We Do Business In Accordance With Federal Fair Lending Law

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, ethnicity, national origin, religion, age, sex, handicap, marital status or familial status (having children under the age of 18), to:

• Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling
• Deny any loan secured by a dwelling
• Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property If you believe you have been discriminated against, you should send a complaint for processing under the Federal Fair Housing Act to:

Assistant Secretary Fair Housing and Equal Opportunity Department of Housing & Urban Development Washington, D.C. 20410

You should also send a complaint for processing to:

Office of Comptroller of the Currency

Customer Assistance Group,
Comptroller of the Currency,
1301 McKinley Street STE 3450
Houston, TX 77010-9050

Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

On the basis of race, color, ethnicity, national origin, religion, age, sex, handicap, marital status, or familial status (providing the applicant has the legal capacity to enter a binding contract)
Because income is from public assitance
Because a right was exercised under the Consumer Credit Protection Act

If you believe you have been discriminated against, you may send a complaint to:
Office of Comptroller of the Currency
Customer Asssitance Group
1301 McKinley Street STE 3450
Houston, TX 77010-9050