Find a location

Dunkirk Branch
128 East Fourth Street
Dunkirk, New York 14048
Phone: 716-366-4070
Fax: 716-366-2965
DASH: 716-366-8550

All in One Home Equity Loan

If you have built up equity in your home, borrowing against it has rarely been more favorable.  With our “All In One” Home Equity Loan, you have a line of credit available where payments are calculated on only the portion you actually use, and also an option to fix a portion or all of your line into a fixed term loan with a fixed rate.  A clear advantage of this is that as you pay the term loan balance down, the funds become available to be re-used on the line of credit.

Whether you are consolidating debt, paying tuition expenses, remodeling the kitchen, or taking that ever needed vacation, look no further.  Borrow only the amount you need, and only pay interest and principal on the amount you borrow. Or get the money you need all at once, either way you will enjoy: 

  • Fast and easy application process
  • No application fees
  • No closing costs
  • No points
  • No annual fees