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Dunkirk Branch
128 East Fourth Street
Dunkirk, New York 14048
Phone: 716-366-4070
Fax: 716-366-2965
DASH: 716-366-8550

Fixed Rate Mortgage

Term     Rate (Conforming)APR 
15 Year4.125%4.171%
20 Year4.375%4.411%
30 Year4.625%4.652%

APRs are based on $100,000 loan amount and 20% down payment. Rates are subject to change without notice. Please ask for details. Lock in Fee of $500.00 is to be collected at application if customer desires to lock in rate. Biweekly loans must be set up on auto-pay (no construction or escrow funds). Construction loans use non-conforming rate. Loans over the conforming limits for qualified applicants are considered using non-conforming rates using the following: $417,000 (1 family), $533,850 - (2 family), $645,300-(3 family), and $801,950 (4 family) Must be owner-occupied for conforming rate. All APRs and Rates are accurate as of October 13th, 2011 and are subject to change without notice.

We also offer No Closing Cost Mortgages on Purchases or Refinances. Call or visit your local branch for details.